Nothing excites us more than when we send one of our clients off to their mortgage loan officer “mortgage ready” with their credit restored. Our 2016 got off to an amazing start when a group of our restored clients closed on new home loans last week which collectively had a value of in excess of a million dollars!
Keys to achieving your New Year’s Resolution
1. Make Only One Resolution – Research shows, your chances of success are greater when you channel your energy into changing just one aspect of your life. What better part of your life is there to improve than your credit? Better credit brings opportunity to your life. The opportunity to buy a new home, a new car, acquiring credit cards with better interest rates, better insurance premiums, a new job; better credit in 2016 will help you convert these opportunities into reality.
It doesn’t get much better than a night of fun, friends, and trivia in South City, St. Louis! There’s a great event coming up and we’re so excited to be a part of it.
Join us on Saturday, February 13th, 2016 for trivia and a silent auction to benefit Carl Roy and his wonderful family. Carl, a St. Louis City firefighter and veteran, is fighting central nervous system vasculitis and we’re lining up to fight with him.
Doors open at 6pm CST and trivia starts promptly at 7pm CST. There will be a cash bar.
Four Seas Banquet Hall (1910 Serbian Drive, St. Louis, MO 63104)
You can reserve a table for 8 people for $250.
If you can’t attend, but would still like to donate, please click here for further information:
PCC is proud to announce that we’ll be joining the Gerard Realty Show on The Big 550 KTRS this Sunday, December 27th at 3:00 pm CST!
Make sure you turn in to hear the latest expert credit advice!
We can’t wait!!!
Can you sell? Are you interested in learning how to sell? Do you want to help people reach their full financial potential? Do you want to be a part of an awesome and growing company?
You’ve come to the right place!
Our corporate culture is young and progressive. We allow our staff to create their own opportunities and we encourage self-growth. We feel strongly about encouraging our staff to set goals and come up with creative sales opportunities.
We are currently hiring for multiple positions. We have sales and processing positions open in multiple states. Please send your resume to email@example.com. We prefer Word or PDF.
We would LOVE to hear from you and we want to grow our PCC family.
We made it through Black Friday and Cyber Monday and now it’s time to give back!! For ONE DAY ONLY, PCC will be offering a 15% discount on all services. Sign up must be completed on December 1st, 2015.
In an effort to acknowledge and reward the sacrifices made by our military veterans and their families, Phoenix Credit Consultants has humbly offered a “Veteran’s Discount” to our new customers who are presently serving in our armed forces or who have honorably completed such service. This offer remains available to qualifying customers from now through the end of 2015. During this time period, our initial work fee will be discounted by Fifty Dollars for qualifying customers, one Dollar given back to each of those individuals for each star on the flag that they proudly swore an oath to defend.
As a special bonus to the men and women who have proudly served our country, those qualifying individuals* who enlist our credit restoration services on Veterans Day itself (Wednesday, November 11, 2015) will have their initial work fee waived completely. In other words, veterans who sign up with us on Veterans Day itself will be offered a total discount of $149.00. This bonus offer is available only for those individuals who complete the process of signing up for our services on Veterans Day itself, those who sign up afterward will still be eligible for our regular Fifty Dollar Veterans Discount.
*Program eligibility is limited to active duty regular forces, reserve forces, and National Guard forces of any branch of the United States Military as well as to those individuals honorably discharged from any such branch.
Many times our clients are anxious to tell us about their credit scores – which seem to be available everywhere. We encourage consumers to obtain their credit reports on a regular basis, if for no other reason to make sure everything on it is accurate (that is your legal right, by the way) – and to make sure nobody else has established credit under your name and social security number.
Here is a key distinction: ANYONE can offer a “score,” but do not rely on it.
The scores offered to the public and lenders can be very different. For example, FICO has copyrighted its scoring range of 300 to 850. There are plenty of folks who will sell you a score, but they may not be FICO. And even if it is, the actual score number may different because there are distinct “scorecards” in the FICO model depending on the reason the credit report is being pulled and maybe who is pulling it.
Does this mean you should not care about your report or score? Absolutely not! But focus on what is IN the actual report, not the score.
And take the time to educate yourself on what the consumer credit reporting & scoring system means to you – or find a reputable professional to explain it to you.
We’re ready to help you through this process! Call us, email us, or set up a time to meet with us.
Imagine a big warehouse full of all kinds of information about you. Now imagine three of them. (Just so you know, these “warehouses” are data storage facilities – and are updated constantly.)
Now whenever you wish to make a major purchase, strangers run your information through a mysterious mathematical equation. Based on the results, more strangers make decisions that can negatively affect your family.
This happens every day to you and folks everywhere. To not understand how this works – and what to do about it – invites trouble.
Here are five reasons you should understand and take action:
Reason #1: Your access to credit could be limited and very expensive.
Reason #2: You could likely pay higher insurance premiums than your neighbors (because your insurance company has convinced regulators that people with lower credit scores file more claims.)
Reason #3: There are some jobs you won’t be able to get with bad credit.
Reason #4: Landlords, utilities and cell phone companies will require substantial cash deposits because they think you are a higher risk not to pay.
Reason #5: Most importantly, your children and grandchildren (who “never listen”) definitely WATCH what you do! Why not show them how to live a better quality of life by improving your’s? That is your true legacy to them